La financial wealth of Italian families of nearly 6.500 billion eurosThe push comes from investments and financial instruments which weigh more and more on the piggy bank. The fastest growing of all is equity component, traditionally less popular with small savers, but which saw an increase of €293 billion, or 16,4%, between 2024 and 2025. The percentage jumps to a staggering 113% if we consider the last six years.
Long-term goals and greater earnings prospects are the watchwords emerging from theFabi analysis in which, in the face of more than $1.600 trillion more in financial wealth since 2020A significant transformation is emerging in the way people save. Liquidity continues to be a key component, but its growth is slower than that of other instruments. Between 2024 and 2025, current accounts and deposits will increase by €23,5 billion (+1,5%), reaching a total of €1.603,2 billion, representing the slowest growth, according to Fabi's analysis. Despite this, current accounts and deposits represent over 24% of the total financial assets of Italian households, second only to stocks, which account for 32%.
Household financial wealth: increasingly complex assets
For the general secretary of Fabi, Lando Maria Sileoni, “it is the sign of a heritage that is becoming progressively more complex and diversified and in which the need to maintain immediately available resources and that of valorizing capital in the medium to long term coexist”.
The most dynamic components of the assets are those linked to the financial investments. The government bonds and other bonds go from 495,9 billion to 523,6 billion, with an increase of almost 28 billion between 2024 and 2025, confirming the role assumed in recent years by bond instruments. Mutual funds grow from 843,8 billion to 901,9 billion, rising by approximately 58 billion (+6,9%), followed by insurance policies, which recorded an increase of approximately 46 billion (+4,1%) in a year. This growth in the space of a year, however, sounds more like a recovery, and a slight one at that.
Evaluating the last six years, in fact, insurance coverage e Loans They are the only financial instruments to decline in absolute terms, down 0,97% and 24,46%, respectively. For Fabi, the strengthening of insurance investments over the past year "takes on particular significance because it concerns instruments that, in addition to representing a form of investment, also serve to protect capital and guarantee the future.
